Financial aid

Colleges with free tuition

58 colleges publish a household income under which they charge no tuition, and the cutoffs go as high as $200,000. Most families never find out they qualify, because the number they see is the sticker price. Here is every published cutoff, with what a family actually pays.

Sticker is the full published cost of attendance for one year. The last column is what a family earning under $30,000 actually paid, after aid, at that same school. Click any school for its full aid breakdown by income band.

College Tuition free under Sticker price Family under $30k pays
Caltech CA $200,000 $90,822 $2,500
Emory GA $200,000 $88,414 $10,000
Johns Hopkins MD $200,000 $83,840 $5,500
MIT MA $200,000 $85,960 $4,000
Penn PA $200,000 $87,740 $4,200
Swarthmore PA $200,000 $88,696 $5,860
Yale CT $200,000 $85,000 $2,800
Colgate NY $175,000 $87,070 $3,341
Dartmouth NH $175,000 $87,279 $41
Columbia NY $150,000 $89,694 $4,570
Mount Holyoke MA $150,000 $89,102 $17,365
Notre Dame IN $150,000 $84,301 $6,200
Smith MA $150,000 $82,890 $1,546
Stanford CA $150,000 $90,000 $1,500
Tufts MA $150,000 $92,088 $10,526
Vanderbilt TN $150,000 $86,756 $5,797
Wellesley MA $150,000 $90,250 $2,859
Brown RI $125,000 $89,028 $3,200
Michigan MI $125,000 $38,044 $1,043
UChicago IL $125,000 $87,390 $6,000
Pitzer CA $120,000 $89,742 $15,922
GW DC $100,000 $84,290 $24,071
Harvard MA $100,000 $83,000 $0
Macalester MN $100,000 $86,952 $13,772
NYU NY $100,000 $83,920 $17,000
Princeton NJ $100,000 $84,590 $2,518
Reed OR $100,000 $89,610 $13,630
Texas A&M TX $100,000 $33,717 $11,454
UC Santa Cruz CA $100,000 $43,077 $10,872
UT Austin TX $100,000 $30,762 $12,157
UVA VA $100,000 $34,300 $11,273
UVM VT $100,000 $36,772 $12,015
Utah UT $100,000 $27,400 $10,447
UC Berkeley CA $80,000 $38,000 $5,800
UC Davis CA $80,000 $38,218 $6,200
UC Irvine CA $80,000 $36,264 $7,300
UC Merced CA $80,000 $38,600 $8,572
UC Riverside CA $80,000 $40,285 $8,240
UC San Diego CA $80,000 $42,474 $7,800
UC Santa Barbara CA $80,000 $36,381 $5,200
UCLA CA $80,000 $35,529 $8,500
UNC NC $80,000 $29,019 $2,004
USC CA $80,000 $89,006 $14,668
BU MA $75,000 $90,207 $10,573
Brandeis MA $75,000 $90,224 $13,567
Carnegie Mellon PA $75,000 $85,990 $8,460
Cornell NY $75,000 $87,000 $1,776
F&M PA $75,000 $89,132 $12,321
Maryland MD $75,000 $29,996 $3,200
Rice TX $75,000 $83,393 $1,200
Tennessee TN $75,000 $30,148 $10,029
UMass Amherst MA $75,000 $37,122 $13,500
WashU MO $75,000 $87,900 $8,500
Houston TX $65,000 $27,484 $10,600
Rutgers NJ $65,000 $39,519 $10,200
Earlham IN $60,000 $71,158 $16,184
Oklahoma OK $60,000 $27,068 $10,509
SLU MO $60,000 $77,110 $20,051

What these numbers actually mean

A published cutoff is a promise: if your household income falls under it and your finances are straightforward, the college does not charge you tuition. It is need based, so you still file the FAFSA and usually the CSS Profile, and the college verifies the income itself.

Free tuition is not always the same as free college. Room, board and fees can still be charged above a lower income threshold. That is why the last column matters more than the headline: it is the real, all in number a low income family paid at that school.

Why so few families use this

Sticker price is the number that gets published, argued about, and believed. It is also the number almost nobody at these schools pays. Families rule out colleges on a price that does not apply to them, and never open the aid page that would have told them otherwise.

See what any of these colleges would actually cost your family.

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